Federal Loans

Federal loans can be awarded as part of an aid package or applied for separately. Repayment is directed through the federal government.

Loan Type Key Features
Unsubsidized
  • Not a need-based loan
  • Student must complete a FAFSA to qualify
  • Awarded to undergraduate and graduate students
  • Interest begins accruing immediately

Learn more
Subsidized
  • Need-based loan
  • Student must complete a FAFSA to qualify
  • Awarded to undergraduate students only
  • Interest begins accruing after graduation

Learn more
Parent PLUS
  • Not a need-based loan
  • Student must complete a FAFSA and parent must complete an additional application
  • Approval is subject to a credit check
  • Awarded to undergraduate students only
  • Interest begins accruing immediately

Learn More
Graduate PLUS
  • Not a need-based loan
  • Student must complete a FAFSA and an additional application
  • Approval is subject to a credit check
  • Awarded to graduate students only
  • Interest begins accruing immediately 

Learn More
Accept Your Loans

Read more about how to make sure your federal loans are applied to your account.

How to Accept Your Loans