Tenants' and Users' Liability Insurance Policy (TULIP)

The Tenants' and Users' Liability Insurance Policy (TULIP) is also known as "Events Coverage," and is used by institutions that permit "third parties" (non-Ithaca College parties with no relation to the institution) to use their facilities for specific events. It protects both the facility user and the institution against claims by third parties who may be injured or loss of property arising out of the use of College premises by the third parties. 

Events may range from very low-risk events such as classroom seminars, receptions, or weddings to higher risk events including academic camps or rock concerts. It does not include sports camps.

The College requires all organizations/facility users who host events or programs on campus for a non-Ithaca College event to be insured and carry general liability insurance.  Because of the inability of some third-party users to obtain general liability insurance on their own, the College is enrolled in the Tenants' and Users' Liability Insurance Policy (TULIP) designed for third-party facility users who need to purchase the insurance.

Users must provide evidence of such coverage, according to the insurance limits required in the College contract, via a Certificate of Insurance to the office booking your event and to the Office of Risk Management three weeks prior to the event. This requirement can be satisfied by purchasing a general liability policy through TULIP and by providing a Certificate of Insurance. 

If you need to purchase general liability insurance, Ithaca College is enrolled in the University Risk Management and Insurance Association (URMIA) TULIP Program.  TULIP was designed to provide low-cost general liability insurance to users of College facilities through an online purchasing process. As such, coverage may not be available for all event types, since policy exclusions do exist. Use of this program is not a guarantee for insurance.  Premium costs will be paid by the third party (the party who needs to purchase the insurance).  Premium costs are based on the nature of the event, the duration of the event, the number of participants, and the level of risk of the event.

Excess general liability insurance is also available for up to $5 million.

• Access the URMIA TULIP Program and to apply for a policy